fotomagia.ai: Terms of Service & Privacy Policy
Legal entity: MarketLab Limited
Last updated: 14 August 2025
Companies Registry No. 3310484
Registered office: 7/F, MW Tower, 111 Bonham Strand, Sheung Wan, Hong Kong
Website: https://fotomagia.ai
Support: FotomagiaBrazilAI@gmail.com
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TERMS OF SERVICE (OFFER AGREEMENT)
By accessing or using the fotomagia.ai website, you accept this Offer Agreement.
If you do not agree, please do not use our services.
1. About Us
MarketLab Limited (“we”, “us”, “our”) provides digital content and related online services (“Services”).
We are an independent company and not affiliated with any external platforms.
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2. Eligibility
● You must be at least 18 years old (or the age of majority in your country).
● You have the legal capacity to enter into this Agreement.
● You are not restricted from using our Services by applicable laws or sanctions.
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3. Services & Digital Content
● Our products are digital items with creative, entertainment and/or social value. They have no cash value and are not legal tender.
● Digital content is not redeemable for money or monetary compensation.
● Visual effects or AI-generated creations are for user experience only and do not guarantee specific outcomes or value.
● We do not provide gambling, betting or sweepstake services.
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4. Accounts & Access
● You may access our Services via our website interface.
● You are responsible for the security of your devices and login credentials.
● If you believe your account is compromised, contact support immediately.
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5. Prices, Payments, and Taxes
● Prices are shown at checkout; taxes may apply depending on your location.
● Payments may be processed by third-party providers (e.g., card processors or payment partners).
● You authorize us and our payment partners to charge your selected payment method for purchases.
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6. Delivery of Digital Goods
● Delivery is instant or near-instant after successful payment.
● Sometimes delays occur due to network or provider issues; we will make reasonable efforts to assist, but timely delivery cannot be guaranteed.
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7. Refunds & Cancellations
● All sales of digital content are final and non-refundable once delivered.
● If delivery fails due to a technical error on our side, contact us within 48 hours; we may offer re-delivery or a refund at our discretion.
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8. Prohibited Uses
● Illegal activities, money laundering, sanctions violations, fraud or abuse.
● Circumventing technical protections, reverse-engineering, or interfering with the Service.
● Using the Service in jurisdictions where it is prohibited.
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9. Intellectual Property
● All content, trademarks and software are owned by us or our licensors.
● You receive a limited, revocable, non-transferable license to use the Service for personal, non-commercial purposes subject to these terms.
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10. Disclaimers
THE SERVICE AND CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE”.
WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
WE DO NOT GUARANTEE UNINTERRUPTED OR ERROR-FREE OPERATION OR THAT DEFECTS WILL BE CORRECTED.
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11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA OR GOODWILL.
OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US FOR THE RELEVANT PURCHASE IN THE THREE MONTHS BEFORE THE CLAIM AROSE.
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12. Indemnification
You agree to indemnify and hold us harmless from any claims, damages, liabilities, costs and expenses (including reasonable legal fees) arising from your use of the Service or violation of these Terms or applicable laws.
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13. Third-Party Services
Payment processors and other third-party services are subject to their own terms and privacy policies.
We are not responsible for third-party services.
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14. Suspension & Termination
● We may suspend or terminate access if you violate these Terms or we suspect unlawful activity.
● You can stop using the Service at any time.
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15. Changes
We may update these Terms from time to time.
Changes take effect when posted on the website. Continued use means you accept the changes.
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16. Governing Law & Dispute Resolution
● Governing law: Laws of Hong Kong SAR.
● Any dispute shall be resolved by courts of Hong Kong or, at our option, by arbitration under HKIAC Rules in Hong Kong.
● You waive class actions to the extent permitted by law.
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17. Contact
Questions? Contact FotomagiaBrazilAI@gmail.com
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PRIVACY POLICY
This Privacy Policy explains how MarketLab Limited collects, uses and shares information when you use our website.
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1. Who We Are
MarketLab Limited (CR No. 3310484), registered office: 7/F, MW Tower, 111 Bonham Strand, Sheung Wan, Hong Kong.
Contact: FotomagiaBrazilAI@gmail.com
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2. What We Collect
● Account data: name, email address and profile information you provide.
● Transaction data: purchased items, amounts, currency/method, timestamps, delivery status.
● Technical data: device type, OS, IP address, browser version, logs and diagnostics.
● Communications: messages you send to support.
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3. How We Use Data
● Provide and deliver digital content and features.
● Process payments and prevent fraud and abuse.
● Support, troubleshooting and service improvement.
● Legal compliance, accounting and reporting.
● Marketing communications where permitted (you can opt out).
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4. Legal Bases
● Performance of a contract (to deliver the content you purchase).
● Legitimate interests (to run, improve and secure our services).
● Consent (where required by law).
● Legal obligations (e.g., accounting, AML/CTF checks where applicable).
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5. Sharing of Data
● With payment processors and hosting providers.
● With analytics and customer support providers.
● With professional advisers and authorities where required.
● During a business transfer (merger or acquisition), subject to safeguards.
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6. International Transfers
We may transfer data internationally and use safeguards such as contractual clauses and security measures to protect your information.
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7. Retention
We keep data as long as necessary for the purposes in this Policy and as required by law.
Typical retention: transactions and invoices — 7 years; logs — up to 12 months unless needed longer for security or legal reasons.
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8. Your Rights
● Access, correction, deletion and portability of your personal data where applicable.
● Object to or restrict processing where applicable.
● Withdraw consent at any time where processing is based on consent.
● Exercise rights by contacting us at FotomagiaBrazilAI@gmail.com.
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9. Children
Our services are not for children under 18. We do not knowingly collect data from children.
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10. Security
We use technical and organizational measures to protect data. No method is 100% secure, but we work to safeguard your information.
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11. Cookies & Tracking
Cookies and similar technologies (e.g., local storage, analytics) may be used to maintain sessions and improve performance.
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12. Third-Party Links
Our services may link to third-party sites or services. Those services have their own policies; we are not responsible for third-party practices.
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13. Changes
We may update this Privacy Policy from time to time. Changes take effect when posted on the website.
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14. Contact
For questions or requests, contact FotomagiaBrazilAI@gmail.com
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MarketLab Limited